On learning:

I am glad the whole thing is sort of over.
Considering that i actually at the receiving end of a very muddy stick, i am quite okie.
Or perhaps i am in denial, and the horrors have not sunk in yet.

Whatever it is, this accident was not all bad.
Hey, i learnt all that i ever wanted to find out about...
1) making insurance claims (my own and third-party)
2) what the heck NCD entails
3) how much my dad's insurance policy premium is
4) how much NCD he is ALREADY paying
5) what difference it would make between going to the insurance appointed workshop and my own
6) how much settlement people usually get when it is your word against my word in the claims procedure
7) what is an non-injury accident report
8) how much a new bumper cost
9) how much extra cost i have to bear (surveyor and what nots)
10) the whole fiasco of trying to get a private settlement
11) how nasty and irresponsible people can be
12) how trusting i can be
13) how to make phone calls to insurance company, car workshops and ask "intelligent" questions

The idiot get to go away scot free since his dad stood up for him and it is all under his company insurance.
So not one cent from him. He could even come around and start a claim on me. Ah well.

I should be feeling upset. But i did learn plenty of stuff which i had not learnt before.
Unlike him, i had to call many people and places for advice and tried to make heads and tails of what had happened.
And now i know what i should have done before when an accident happened.

We live and we learn. I certainly learnt alot. No doubt, a whole big chunk will have to come out of my pocket. But i am happy that i managed to come out of this mess somehow. Money can always be earned back. Though i am sure their lack of responsibility and integrity of that father and son will not make them lose their sleep, but what goes around comes around eventually right?

Life still goes on.